Best posts made by Spencer123

Ripple Means business because , what this means is that the banks are going to buy millions of XRP units from ex changers which will lead to an increase in xrpis price , which means utility will meet demand efficiently , banks will be able to solve liquidity on Demand within 3 seconds , the value of tangible assets like cars ,jets , gold bars , money to low retail products and other digital assets will be transacted through ripples net by using the ripples digital asset, this tells you we have trillions of dollars on its way coming into XRPis market cap as a core commodity here , banks will no more open dead accounts with other banks called nostro and vostro accounts for making remittance transaction , this has lead , the banks in losing trillions of dollars , which means , they always have to lock up their capital outside , which makes no sense , having money in such pre-funded accounts with of no good use , a nostro account could contain 27 trillion dollars , its just like a float needed for making your daily remittance transactions , if a bank wants to make transactions over seas , all it needs to do , is to get some XRP units , which means converting their local fiat rate into xrp , which will be sent to other co operate banks for cross border payments , as compared to the traditional payment method used buy banks since 1960 called SWIFT , which could take 3 to 5 business days with high fees , ripple just takes 3 seconds to process 1500 transactions of various nodes on its net , this technology helps to reduce the friction incurred in sending money over seas , bringing the internet of value to the banking industry.

Japan’s Financial Services Agency (FSA), the country’s financial regulator, has revealed details of a closed-doors roundtable between regulators and central banks from a number of countries as a part of a wider multilateral joint research project on blockchain technology.

Central banks and financial regulators from a number of nations alongside a handful of foreign and Japanese academic institutions were all part of a part of an FSA-hosted roundtable to discuss their views on the opportunities and risks presented by public or open blockchain technology. The private meeting was held on March 8 and 9, an FSA announcement confirmed on Monday.

The FSA said:

“The roundtable meeting especially highlights the inherent technical risks and opportunities around blockchain. As a part of this initiative, JFSA currently conducts a study on the vulnerability issues of public-blockchain and relevant security issues and its impacts from technical perspectives.”

Participants in the roundtable included central banks from Singapore, Canada and Japan as well as financial regulators from the UK, Abu Dhabi, France and Hong Kong, alongside Australia’s securities regulator. Crypto-centric MIT Media Lab, the University of Tokyo and Keio University also participated as academics.

Topics covered during the roundtable include the “Potential of blockchain”, “Blockchain innovation and responsible user protection” and “Blockchain tests and use cases – jurisdictional Proof of Concept(s)”, among others.

The FSA says the roundtable was to share the nations’ collective views on blockchain technology under the ‘Multilateral Joint Research’ project, an FSA initiative launched in 2017 as an international research effort with a specific agenda centered on blockchain innovation.

While any details of the discussions held during the closed-doors currently remain under wraps, some common viewpoints and challenges could be shared with the public when agreed upon by all participants, the FSA added.

As Japan’s retail banking market prepares for what would be the largest consumer-end implementation of blockchain tech via a consumer payments app powered by Ripple, the world’s biggest central banks were told cryptocurrencies “do not pose risks to global financial stability” by the international Financial Stability Board (FSB) during the ongoing G20 summit in Argentina.

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they are real

Because it solves a problem measured in trillions of dollars, its solving the payment problem incurred by banks and other merchants , which could process 50,000 transactions per second , XRP ,being a crypto currency comes with a lesser network fee , in sending money on the Xrapid platform , the fee incurred is worth 0.00004 xrp , which is worth 0.000004 dollars , just a fraction of a cost , buying ripple today , is just like buying bitcoin when it was cheap , Xrp is worth 0.7 dollars on coinmarketcap.com , no body cared for it, it is the only digital asset that has an enterprise use case ,

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