Option 2. Wishing of dying at 30 is the worst thing you can do to your parents and loved ones. At 30 you're starting a lot of new things and connecting with people. Blessed enough to be 3decades old. Me I wanna live to see my great grand children!!
As for the struggle, that's what gives flavour to your life as long as you're not lazy. Keep fighting until you die, impacting on others with your determination to succeed. Even if you die not being rich, your life testimony would have inspired a mass of generation who would succeed. And so you'll live forever tho you're "dead".