@Rose-Andrew I can relate it totally
INTERNET OF VALUE(IOV)
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When your bank in USA wants to send money to me here in Ghana using ripples net , all it takes , is for them to trade your local currency which is USA dollars for XRP , and send it through ripples net , it arrives here in Ghana , in a ripple wallet which will be sold to a liquidity provider for Ghana Cedis , with this you will have good liquid funds sitting in your clients account within 3 seconds as compared to the traditional methods of sending money which could take 3-5 business days to settle funds called swift , Ripple comes in to revolutionize the pre banking era , Things should be on demand, You dont have to walk to the street for a taxi cab today , Your local uber application could help you get a taxi cab on demand , Blockchain and Crypto currencies are here to stay
